Aidil zulkifli instagram

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Aidil zulkifli instagram

If you're seeing this message, that means JavaScript has been disabled on your browser. Indonesian online lending startup UangTeman seems to have turned things around after a beset by internal issues.

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The company announced that it has closed the first round of its series B financing from new and existing investors. UangTeman says it plans to close the second round by October And among the seven, only UangTeman and another company offer consumer loans. This is slightly higher than the average of 3. The company explains the difference by pointing out that unlike many other online lenders that specialize in productive loans, it focuses on the riskier business of cash loans.

But he claims that UangTeman is growing according to the roadmap it set at the start of The most important milestone for the company this year is the permanent online lending license from OJK, shares Zulkifli. One of the changes is a digital signature requirement for users. But ultimately, it was worth the effort. Removing risk for investors is also important, from my perspective. It has also helped with attracting talent.

These developments come after a rough for UangTeman. That experience has led Zulkifli to invest part of the series B funds into people development. It also comes down to leadership style, Zulkifli concludes, which has to change as the company grows. Zulkifli has also learned to zero in on the fundamentals of business. Despite the setbacks, actually began on a promising note.

UangTeman plans to use the debt financing to disburse loans to consumers. The equity financing, meanwhile, will bankroll efforts to ramp up growth within Indonesia as well as to support operations and people development. Zulkilfi says the company hopes to clinch the license by the end of this year and launch in that country by Q2 The company chose the Philippines because of its similarity to Indonesia in two areas: market demographics and the level of access to financial services.Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo.

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Aidil Zulkifli

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Aidil Zulkifli

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Email Address At vero eos et accusamus et iusto odio dignissimos ducimus qui blanditiis praesentium voluptatum lor. Phone Support At vero eos et accusamus et iusto odio dignissimos ducimus qui blanditiis praesentium voluptatum lor.Christian Linting is the founder and chief executive officer CEO of Wallezz Financial Teknologi, a fintech who envisions a sustainable cashless society in Indonesia, where cash is still fundamental.

Linting founded Wallezz with the aim to develop a smart city, following the strategies of improving local government revenue by digitising their channel collection revenue, digitising the local government business permit application to accelerate investment and create new jobs for the local citizens, digitising and empowering Bank Sampah Waste Bank to encourage the local communities to keep the environment clean, and reducing cost by implementing green tech like LED Lamp or renewable energy, among others.

Linting has more than 13 years of experience in Telco and Digital Network Operations, Digital Business and management at Telkomsel, the biggest telecommunications and digital provider in Indonesia and South East Asia. David Gyori is a globally renowned FinTech consultant, trainer, author and keynote speaker. In addition, Gyori holds a number of key international positions: He is founding member of the World FinTech Association as well as member of the panel of judges of the European FinTech Awards.

Gyori is faculty member of the Retail Banking Academy Londonone of the most prestigious banker-training facilities globally. He serves on the advisory board of multiple FinTech companies in the United Kingdom. Seasoned technology and business executive in Asia, with previous experience including. Chris Skinner is known as an independent commentator on the financial markets and fintech through his blog, the Finanser.

Over her decade long association, she handled critical business roles in emerging businesses like Online-to-Offline Commerce and Movie and Events ticketing, driving strong growth in newly-launched verticals and establishing set processes to build rapidly scalable business models. He has over 25 years of extensive experience in general management, sales and marketing in global payments, transactional business, digital and online retail sector, and emerging technology areas.

In his most recent executive role in Visa Inc. Currently, he is cofounder and board member of 2SQRS www.

aidil zulkifli instagram

During those years, Jaspar became one of the pioneers in themes as human technology, innovation culture and crowdfunding. Zulkifli believes in leveraging data as a way to disrupt the delivery of banking and financial services products and services to the emerging markets of Southeast Asia.

He believes that banking and financial services model will eventually be unbundled so that consumers will enjoy a more cost-effective, efficient and transparent financial experience. At UangTeman, Zulkifli is working with his team to build a pan-regional Southeast Asian financial services platform that democratizes access to financial services for all segments of society.

Zulkifli is also a consultant from Caesar Legionnaires Holdings Ltd, an independent consulting firm for things related to venture, fintech, lendtech, and online lending as an asset class. Dickie joined Investree Indonesia as Chief Information Officer to help add sophistication to financing activities in Indonesia to conversely make them simpler and easier to engage.

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Prior, he was Head of e-Channels portal at AstraWorld, and responsible for managing automotive customer web content and operations for the entire Astra Group. He contributed in expanding the IT operational plan within the bank, which includes upgrading the core banking system, designing and building a new data center. Prior to his position, he served in several key positions for PT.

Satkomindo Mediyasa and Bank Universal. Richard has more than 20 years of experience in the payments and consumer financial services industry, primarily in the Asia Pacific region. Following work in retail banking in California and a short stint in government, Richard was part of the team that started up retail banking for Citibank in Japan. He moved to Keppel TatLee Bank in and launched a new credit card program that became profitable in just over 1 year. Richard set up Transcarta in and focuses on assisting financial services companies with strategy, payments training programs, operations process enhancement, merchant acquiring, market entry and other business practices.

Asto is the CEO and founder of Jojonomic, a financial technology company.

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Among Jojonomic's products is a mobile expense management solution, the firstone in Southeast Asia. And before that he was a management consultant at The Boston Consulting Group. Sushil has over 20 years of experience working in BFSI IT solutions domain handling top management and general management positions.When Aidil Zulkifli is not acting as voluntary legal counsel at the Cat Welfare Society of Singapore or advising start-ups, he can be found running UangTeman.

An avid technopreneur with a great interest in FinTech, Aidil has a vision of creating reliable access to alternative credit for underbanked Indonesians. Upon realizing that people were unable to obtain loans because of inflexible requirements implemented by financial institutions, he decided to fill in the gap to provide financial relief to Indonesians.

Hence, he co-founded UangTeman. UangTeman provides loans for individuals with limited credit to meet their needs such as medical bills, school fees, and more.

In this manner, he hopes to empower Indonesians to fulfill socio-economic goals and progress up the financial access ladder. His first two fintech start-ups, KreditAja. In order to provide you with the best possible experience, this website uses cookies.

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T List Aidil Zulkifli. Read more. Impacted industries More industries. Ok, I understand close. Aidil Zulkifli Generation T Javascript is disabled!Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo.

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Phone Support At vero eos et accusamus et iusto odio dignissimos ducimus qui blanditiis praesentium voluptatum lor dele niti atque corrupti quos dolores et.Mungkin bisa dimaklumi, apalagi jika menilik latar belakang pendidikan dan profesi Aidil sebelumnya yang minim bersinggungan dengan teknologi maupun finansial. Fakta ini justru mencambuknya untuk tidak berhenti belajar. Ia bersikukuh, bidang itulah panggilan jiwanya.

Ia melepaskan profesi sebagai seorang pengacara yang notabene bisa menyuplainya dengan fulus tidak sedikit.

Dorongan untuk memberi efek lebih besar terhadap kehidupan masyarakat mengusik nurani dan menjadi arah hidupnya. Hatinya berujar benar.

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Aidil bahagia apabila melihat segala yang telah diupayakan memberi dampak besar terhadap masyarakat luas. Bagaimana pun, ia merasa masih bisa memenuhi takdirnya yang lebih besar. Berikut sekelumit kisah inspiratif 'hijrah' pecinta hewan ini hingga memantapkan langkahnya di bumi pertiwi. Lahir di Singapura pada tanggal 22 OktoberMuhammad Aidil bin Zulkifli merupakan anak pertama dari dua bersaudara.

Orang tuanya berkewarganegaraan Singapura keturunan China dan Melayu.

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Tidak heran, Yogyakarta pun menjadi spot favorit liburannya di Indonesia. Bermacam jenis batik dan barang etnik pasti diburunya ketika berkunjung ke kota pelajar dan budaya tersebut.

Sedari kecil Aidil senang 'melahap' berbagai macam buku. Hari-harinya diisi dengan menimba pengetahuan dan mempelajari hal-hal baru. Hobinya yang lain termasuk berenang, berlari, dan boxing. Masa bersekolahnya hingga jenjang menengah dilalui dengan gemilang. Melihat segala prestasinya, siapa sangka ia pernah bekerja sebagai pencuci toilet di salah satu hotel di Singapura.

Pekerjaan ini ia jalani saat berusia sekitar 16 tahun, sebelum mengikuti masa wajib militer di negaranya. Setelah menjalani empat tahun dan meraih gelar sarjana hukum with honours dari NUS, Aidil mulai malang melintang di sejumlah firma hukum. Tercatat, ia pernah menimba pengalaman untuk isu hukum internasional, cyber crimes, dan arbitrasi.

Aidil Zulkifli, Sang Pendiri UangTeman.com

Masa dua tahun bahkan pernah dijalani sebagai full time lawyer untuk commercial litigation. Meski diakui bidang ini memberinya pemasukan yang 'lumayan', tapi ia merasa tidak memberi manfaat apapun bagi masyarakat. Adalah suatu kasus yang melibatkan sekretarisnya dengan rentenir yang mencetuskan ide di dalam dirinya.

Ia mendapat ide untuk membangun suatu portal atau produk yang bisa menolong masyarakat agar dapat membandingkan produk keuangan. Sebelum UangTeman. Startup ini merupakan sebuah platform online perbandingan produk keuangan, yang kemudian diakuisi oleh Moneysmart. Saat itu, ia kerap menerima feedback nasabah tentang rumitnya mendapatkan pinjaman kecil jangka pendek dari bank. Persyaratan yang diajukan bank dinilai oleh para nasabah ketat dan tidak fleksibel. Ia pun kemudian mendirikan UangTeman pada di Jakarta.

aidil zulkifli instagram

Mengapa Indonesia? Menurut Aidil, industri fintech di Singapura sudah ramai, tingkat persaingan pun ketat. Namun dikatakan olehnya, perkembangan fintech di Singapura justru tidak sepesat di Indonesia.

How regulatory compliance became key to UangTeman’s sustainability

Masyarakat Singapura disebut sudah memiliki akses ke perbankan, sedangkan di Indonesia terdapat lebih dari 70 juta warga yang masih belum mendapat akses kepada kredit dari bank. Orang-orangnya friendly. Sebagai CEO sebuah perusahaan yang sedang berkembang pesat, ia mengakui tingkat stres yang tinggi.

Ini dilihatnya sebagai tantangan sebagai seorang pemimpin, apalagi jauh dari keluarganya di Singapura.Aidil Zulkifli AZ : I am Aidil, CEO and cofounder of UangTeman, a fintech guy who believes in leveraging data as a way to disrupt the delivery of banking and financial services products and services to the emerging markets of Southeast Asia.

I believe that banking and financial services model will eventually be unbundled so that consumers will enjoy a more effective, efficient and transparent financial experience. Before the founding of UangTeman, I founded and built up Kreditaja. This gap that is not met by the mainstream banks and financial institutions led me to found UangTeman with the goal of providing that safe and transparent financial relief to Indonesians who just need that urgent bridging loan to the next pay check.

I believe that by providing short-term loans in a transparent, fair and safe manner will empower Indonesians to fulfil their socio-economic goals that they otherwise would not be able to reach having limited access to credit.

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On a larger scale, I hope that this model is able to contribute in raising the socio-economic standards of people in Indonesia by bringing the under-banked to a stage where they are able to progress up the financial access ladder. My main job as CEO at UangTeman is to engage the regulators in creating a regulatory environment that is conducive for fintech innovation but at the same time, protects consumers in Indonesia, and to build the best team ever for any fintech in Indonesia!

We provide safe and socially responsible alternative unsecured credit to Indonesians who would otherwise have to put up collateral or subject themselves to the criminal coercion of loan sharks. We provide with a quick, transparent and reliable process.

UangTeman helps Indonesians to access small, short-term loans for individuals to meet their needs such as medical bills, school fees and more. I see a few data companies in this region, for example, Demyst Data in Hong Kong and Media Trac in Indonesia, who are trying to aggregate and structure the unstructured data out there for use by innovative companies, especially fintechs. For example, at UangTeman, we look at various data points that point towards a behavioral profile of any individual who applies for a loan from us.

Since we are a short-term loan provider, our loan cycles are pretty short and quick so we are able to iterate from the output of our decisions to improve our models further. Not only are we able to create credit risk analytics but also marketing and collections based analytics in order to gain a complete advantage in our business over our traditional competitors. The conversation needs to shift towards how do we formulate or create that layer of automated intelligence that can automate the evolution of big data into smart data which provides the real value to the end consumer.

However, before we do that, at least in Southeast Asia, there must be some real and valuable access to unstructured data before we can even think about intelligent structured data. They are relatively unknown but the reason why I want to travel there is because it is literally at the equator of the earth which makes it one of the best spots in Southeast Asia to launch a space-related venture such as a spaceflight port the equator is generally the best place to launch any item into space since the earth moves fastest at the equator.

Besides that, I heard that it is quite a beautiful place untouched by tourism yet! It could also possibly be a good location to build my dream animal protection wildlife reserve! You are commenting using your WordPress. You are commenting using your Google account. You are commenting using your Twitter account.

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